There are a lot of first time car owners that ask the question, "Is a car insurance really necessary?" or something like "Do I have to invest in an expensive car insurance?" or just somewhere along those lines. The thing is, they are quite sceptic on what it can really provide them since it would cost them money. They often think that as long as they are careful on the road, they will not be needing a car insurance at all. This is definitely a rookie mistake because no matter how careful you are, if the people around you are not, unfortunate accidents can really happen and it will happen when you least expect it.
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